{"delta_7d":null,"gated":true,"iso":"PJM","market_name":"South Bend","market_slug":"south-bend","ok":true,"rank_score":-77.5,"state":"IN","tier":"anonymous","upgrade":{"label":"Sign up free for full breakdown + 30d history","url":"/signup?next=/pockets/south-bend&utm_source=pocket_detail"},"verdict":"AVOID","why":"DCPI verdict: AVOID; slow TTP (48mo)"}